Bali Money
Bali uses the Indonesian Rupiah (IDR). Cash is still widely used across the island, especially in markets, small restaurants, and rural areas. Cards and digital payments work well in modern venues, but travellers should always carry some cash.
This page gives you a quick overview of how money works in Bali, with links to detailed guides for ATMs, money changers, cards, tipping, and how much cash to bring.
💰 Currency Basics
The local currency is the Indonesian Rupiah (IDR). Notes range from 1,000 to 100,000 IDR.
- 1 AUD ≈ 10,000 IDR (approximate)
- 1 USD ≈ 15,000 IDR (approximate)
- Large numbers are normal — don’t be alarmed
🪙 When You Need Cash
Cash is essential for:
- Local warungs (small restaurants)
- Markets and street stalls
- Parking and small fees
- Tips
- Rural areas and remote beaches
For a full breakdown, see How Much Cash to Bring.
💳 Cards & Digital Payments
Cards work well in hotels, supermarkets, and modern restaurants. Apple Pay and Google Pay are widely accepted, but smaller businesses still prefer cash.
More details: Cards & Digital Payments.
Money Guides
- ATMs in Bali — safest banks, withdrawal limits, avoiding skimming
- Exchanging Money — reputable changers, scams to avoid
- Cards & Digital Payments — fees, acceptance, Apple Pay
- How Much Cash to Bring — daily estimates and withdrawal tips
- Tipping in Bali — restaurants, drivers, spas, hotels
Frequently Asked Questions
Do I need cash in Bali?
Yes — many small shops, markets, and taxis still prefer cash.
Is it safe to use ATMs?
Yes, as long as you use machines attached to major banks. Avoid standalone ATMs in minimarts.
Is it better to exchange money or withdraw from an ATM?
ATMs usually offer the best rate, but authorized money changers are also safe if you count carefully.
Do restaurants accept cards?
Most modern restaurants do, but smaller warungs often prefer cash.